Solar Plans
Three ways homeowners go solar
There's no single "best" solar plan. The right option depends on your home, your finances, and what you want long-term. Here's a clear look at each.
Lowest upfront
Solar Lease / PPA
- Little to no upfront cost for qualified homeowners
- Predictable monthly solar payment
- May include maintenance or performance-related benefits depending on provider/program
- Good for homeowners who want lower upfront responsibility
Most homeowners ask about thisMost flexible
Solar Loan
- Homeowner may own the system
- May qualify for available tax incentives if eligible
- Can provide long-term ownership benefits
- Monthly payment depends on financing approval, system size, and lender terms
Best long-term
Cash Purchase
- Highest upfront cost
- No solar loan or lease payment
- May provide the strongest long-term savings for some homeowners
- Homeowner may qualify for available tax incentives if eligible
The best solar option for you depends on your electric usage, roof condition, utility rates, credit profile, available programs, and long-term goals. We'll help you compare each option side-by-side.
At a glance
Quick comparison
A simple side-by-side to help you orient before a personalized review.
| Feature | Lease / PPA | Loan | Cash |
|---|---|---|---|
| Upfront cost | Little to none* | Varies | Highest |
| System ownership | Provider owns | You may own | You own |
| Tax incentive eligibility | Generally no | Possibly | Possibly |
| Monthly payment | Yes | Yes | No |
| Long-term savings potential | Steady | Strong | Strongest |
*For qualified homeowners. Actual terms depend on provider, program, and approval.
Not sure which plan fits your home?
We'll review each option with your real bill and home details — no pressure.
Compare My Solar OptionsNo pressure. No obligation. Just a free savings review.